{"id":4398,"date":"2026-05-14T18:31:30","date_gmt":"2026-05-14T18:31:30","guid":{"rendered":"https:\/\/anhaber.net\/?p=4398"},"modified":"2026-05-14T18:31:31","modified_gmt":"2026-05-14T18:31:31","slug":"konutta-erisim-zorlasiyor","status":"publish","type":"post","link":"https:\/\/anhaber.net\/?p=4398","title":{"rendered":"KONUTTA ER\u0130\u015e\u0130M ZORLA\u015eIYOR"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>&nbsp;SEKT\u00d6R ALTERNAT\u0130F F\u0130NANSMAN MODELLER\u0130NE Y\u00d6NEL\u0130YOR<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Artan in\u015faat maliyetleri, y\u00fcksek kredi faizleri ve s\u0131n\u0131rl\u0131 arz, T\u00fcrkiye\u2019de konuta eri\u015fimi her ge\u00e7en g\u00fcn daha da zorla\u015ft\u0131r\u0131yor. \u00d6zellikle son d\u00f6nemde kira art\u0131\u015flar\u0131n\u0131n h\u0131z kazanmas\u0131 ve konut kredisi faiz oranlar\u0131n\u0131n y\u00fcksek seyretmesi, hem yat\u0131r\u0131mc\u0131lar\u0131n hem de ilk kez ev sahibi olmay\u0131 planlayanlar\u0131n farkl\u0131 aray\u0131\u015flara y\u00f6nelmesine neden oluyor. Sekt\u00f6r verileri, konut sat\u0131\u015flar\u0131nda hareketlili\u011fin devam etti\u011fini ancak ipotekli sat\u0131\u015flar\u0131n toplam i\u00e7indeki pay\u0131n\u0131n d\u00fc\u015f\u00fck seviyelerde kald\u0131\u011f\u0131n\u0131 ortaya koyuyor. Bu tablo, krediye eri\u015fimde ya\u015fanan zorluklar\u0131n piyasay\u0131 do\u011frudan etkiledi\u011fine i\u015faret ediyor. Uzmanlar, mevcut finansman yap\u0131s\u0131n\u0131n geni\u015f kitleler i\u00e7in yeterince kapsay\u0131c\u0131 olmad\u0131\u011f\u0131na dikkat \u00e7ekiyor\u2026<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Gayrimenkul sekt\u00f6r\u00fcnde bu geli\u015fmelerle birlikte alternatif finansman modelleri daha fazla konu\u015fuluyor. Payla\u015f\u0131ml\u0131 m\u00fclkiyet, kira \u00f6der gibi sahiplik sistemleri ve geli\u015ftirici destekli \u00f6deme planlar\u0131, \u00f6zellikle eri\u015filebilirlik sorununun \u00e7\u00f6z\u00fcm\u00fcnde \u00f6ne \u00e7\u0131kan ba\u015fl\u0131klar aras\u0131nda de\u011ferlendiriliyor.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Konuya ili\u015fkin de\u011ferlendirmede bulunan&nbsp;<strong>SOA Holding Y\u00f6netim Kurulu Ba\u015fkan\u0131 Yal\u00e7\u0131n Artuko\u011flu<\/strong>, sekt\u00f6rde \u00f6nemli bir d\u00f6n\u00fc\u015f\u00fcm ya\u015fand\u0131\u011f\u0131n\u0131 belirterek \u015fu ifadeleri kulland\u0131: \u201cBug\u00fcn gayrimenkul sekt\u00f6r\u00fcnde yaln\u0131zca \u00fcretim taraf\u0131n\u0131 de\u011fil, finansmana eri\u015fim taraf\u0131n\u0131 da yeniden d\u00fc\u015f\u00fcnmek gerekiyor. Y\u00fcksek faiz ortam\u0131, geleneksel konut kredisi modelinin geni\u015f kitleler i\u00e7in yeterince i\u015flevsel olmad\u0131\u011f\u0131n\u0131 g\u00f6steriyor. Bu nedenle daha esnek, daha ula\u015f\u0131labilir ve t\u00fcketici ihtiya\u00e7lar\u0131na g\u00f6re \u015fekillenen finansman modellerinin \u00f6n\u00fcm\u00fczdeki d\u00f6nemde daha fazla g\u00fcndeme gelece\u011fini d\u00fc\u015f\u00fcn\u00fcyoruz. \u00d6zellikle geli\u015ftirici destekli \u00e7\u00f6z\u00fcmler ve alternatif \u00f6deme planlar\u0131n\u0131n, sekt\u00f6rde talebi dengeleyici bir rol \u00fcstlenmesi bekleniyor.\u201d<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/anhaber.net\/wp-content\/uploads\/2026\/05\/1778661086_Yal____n_Artuko__lu_1-1024x683.jpg\" alt=\"\" class=\"wp-image-4399\" srcset=\"https:\/\/anhaber.net\/wp-content\/uploads\/2026\/05\/1778661086_Yal____n_Artuko__lu_1-1024x683.jpg 1024w, https:\/\/anhaber.net\/wp-content\/uploads\/2026\/05\/1778661086_Yal____n_Artuko__lu_1-300x200.jpg 300w, https:\/\/anhaber.net\/wp-content\/uploads\/2026\/05\/1778661086_Yal____n_Artuko__lu_1-768x512.jpg 768w, https:\/\/anhaber.net\/wp-content\/uploads\/2026\/05\/1778661086_Yal____n_Artuko__lu_1-1536x1024.jpg 1536w, https:\/\/anhaber.net\/wp-content\/uploads\/2026\/05\/1778661086_Yal____n_Artuko__lu_1-2048x1365.jpg 2048w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Artuko\u011flu, kamu ve \u00f6zel sekt\u00f6r i\u015f birliklerinin bu s\u00fcre\u00e7te belirleyici olabilece\u011fine de dikkat \u00e7ekerek, finansal eri\u015fimi art\u0131racak yeni modellerin sekt\u00f6rde dengelenmeyi destekleyebilece\u011fini ifade ediyor.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u00d6n\u00fcm\u00fczdeki d\u00f6nemde daha k\u00fc\u00e7\u00fck metrekareli, ula\u015f\u0131labilir fiyatl\u0131 konut projelerinin yan\u0131 s\u0131ra, farkl\u0131 \u00f6deme se\u00e7enekleri sunan yeni nesil projelerin artmas\u0131 beklenirken; bu d\u00f6n\u00fc\u015f\u00fcm\u00fcn konut sahipli\u011fi al\u0131\u015fkanl\u0131klar\u0131n\u0131 da yeniden \u015fekillendirebilece\u011fi \u00f6ng\u00f6r\u00fcl\u00fcyor.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><u>SOA Holding Hakk\u0131nda:&nbsp;<\/u><\/strong><br>&nbsp;SOA Holding; in\u015faat, arsa geli\u015ftirme ve enerji gibi stratejik sekt\u00f6rlerde yenilik\u00e7i ve s\u00fcrd\u00fcr\u00fclebilir projeler \u00fcretmek amac\u0131yla faaliyet g\u00f6stermektedir. Kurulu\u015fundan bu yana kalite, g\u00fcven ve \u015feffafl\u0131k ilkeleriyle hareket eden \u015firket, hayata ge\u00e7irdi\u011fi yat\u0131r\u0131mlarla bulundu\u011fu sekt\u00f6rlerde de\u011fer yaratan ve standart belirleyen bir konuma ula\u015fm\u0131\u015ft\u0131r. SOA Holding, geli\u015ftirdi\u011fi projelerde uzun vadeli bak\u0131\u015f a\u00e7\u0131s\u0131n\u0131 benimseyerek yat\u0131r\u0131mc\u0131lar\u0131na g\u00fcvenilir, s\u00fcrd\u00fcr\u00fclebilir ve y\u00fcksek potansiyelli f\u0131rsatlar sunmay\u0131 hedeflemektedir.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>&nbsp;SEKT\u00d6R ALTERNAT\u0130F F\u0130NANSMAN MODELLER\u0130NE Y\u00d6NEL\u0130YOR Artan in\u015faat maliyetleri, y\u00fcksek kredi faizleri ve s\u0131n\u0131rl\u0131 arz, T\u00fcrkiye\u2019de konuta eri\u015fimi her ge\u00e7en g\u00fcn daha da zorla\u015ft\u0131r\u0131yor. \u00d6zellikle son d\u00f6nemde kira art\u0131\u015flar\u0131n\u0131n h\u0131z kazanmas\u0131 ve konut kredisi faiz oranlar\u0131n\u0131n y\u00fcksek seyretmesi, hem yat\u0131r\u0131mc\u0131lar\u0131n hem de ilk kez ev sahibi olmay\u0131 planlayanlar\u0131n farkl\u0131 aray\u0131\u015flara y\u00f6nelmesine neden oluyor. Sekt\u00f6r verileri, konut [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":4400,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2,45],"tags":[],"class_list":["post-4398","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-is-haberleri","category-manset"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/anhaber.net\/index.php?rest_route=\/wp\/v2\/posts\/4398","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/anhaber.net\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/anhaber.net\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/anhaber.net\/index.php?rest_route=\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/anhaber.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=4398"}],"version-history":[{"count":1,"href":"https:\/\/anhaber.net\/index.php?rest_route=\/wp\/v2\/posts\/4398\/revisions"}],"predecessor-version":[{"id":4401,"href":"https:\/\/anhaber.net\/index.php?rest_route=\/wp\/v2\/posts\/4398\/revisions\/4401"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/anhaber.net\/index.php?rest_route=\/wp\/v2\/media\/4400"}],"wp:attachment":[{"href":"https:\/\/anhaber.net\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=4398"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/anhaber.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=4398"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/anhaber.net\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=4398"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}